Who needs life insurance? If your job offers group life coverage, should you take it? Do you need more than that? Should it be temporary (term) or permanent? And for how much coverage? How do you know?
Life insurance can be complicated. The amount you need depends on your income, your family, your lifestyle, your age, and your overall plans. And no one is guaranteed access to life insurance…your eligibility is based on your age, your health, your habits and your life expectancy. There’s a wide spectrum of need for life insurance, and so there’s also a wide range of strategies and solutions available.
Protecting your income and lifestyle is one of the most loving things you can do for your family, by making sure they’re taken care of even if you can’t be the one there to do it. Let’s get together soon and take a look at your current coverage to make sure it still makes sense for your overall plan.
Until next time,
How much insurance should you have?
September 13, 2022